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5916 N Lisbon St, Aurora, CO 80019
(8:00am - 6pm MST, Monday - Friday)
BY: KEVIN VOLZ | INSURANCE AGENCY PRINCIPAL
The average cost of minimum car coverage in Colorado is $518 per year, while the average full coverage policy costs $2,016 annually. This is close to the national average of $545 for minimum coverage and $1,771 for full coverage.
However, the state's average costs are much higher than its neighbors. For example, residents of Wyoming pay an average of $336 for minimum coverage and just $1,484 for full coverage.
To find the most and least expensive cars to insure in Colorado, we analyzed premiums for the most common car models across different insurance companies.
Built for speed and range, the Tesla Model S Performance is one of the market's fastest and most expensive electric cars. It has a range of up to 300 miles and can go from 0 to 60 mph in just 2 seconds.
With such impressive performance, it's no wonder the
Tesla Model S Performance is also one of the most expensive cars to insure in Colorado.
The BMW i8 is a plug-in hybrid sports car that gets an EPA-estimated 76 mpg in electric mode. The vehicle has a 0 to 60 mph time of 4.2 seconds and a top speed of 155 mph.
With its high price tag and sports car performance, the BMW i8 is one of the most expensive cars to insure in Colorado.
The Maserati Quattroporte is a luxury sports sedan with a twin-turbo V8 engine that gets an EPA-estimated 17 mpg in the city and 25 mpg on the highway. The car has a starting price of over $100,000 and comes loaded with standard features like heated front and rear seats, a power sunroof, and a premium sound system.
The cost of replacing or repairing the Maserati Quattroporte is high, contributing to its high insurance rates.
The Nissan GT-R is a high-performance sports car with a twin-turbo V6 engine that gets an EPA-estimated 16 mpg in the city and 23 mpg on the highway. The car has a starting price of over $100,000 and comes standard with features like all-wheel drive, Brembo brakes, and a Bose sound system.
These features, plus the GT-R's high price tag, raise the car's insurance rates.
The Mercedes-AMG GT 63 S 4MATIC+ is a high-performance luxury sedan with a twin-turbo V8 engine that gets an EPA-estimated 16 mpg in the city and 22 mpg on the highway. The car has a starting price of over $200,000 and comes with standard features like all-wheel drive, massaging front seats, and a Burmester sound system.
The car's high price tag and luxury features are responsible for its high insurance rates.
The Lexus ES 300H is a hybrid luxury sedan that gets an EPA-estimated 44 mpg in combined city and highway driving. The car boasts a long list of standard features, including heated and cooled front seats, a power moon roof, and navigation.
Due to its high retail price and luxury features, the Lexus ES 300H attracts high insurance rates.
One of the relatively affordable and fuel-efficient trucks, the GMC Canyon WT gets an EPA-estimated 24 mpg in combined city and highway driving. This workhorse comes standard with features like a backup camera, StabiliTrak stability control, and a tire pressure monitoring system.
You don't have to sacrifice power and features to get an affordable truck; the GMC CanyonWT proves that.
The Honda Odyssey LX is a popular and affordable minivan that gets an EPA-estimated 28 mpg in combined city and highway driving. This family car boasts features like a rearview camera, automatic climate control, and power sliding doors.
The Odyssey LX's low retail price and excellent fuel economy help keep insurance rates down.
The Subaru Outback is a popular and affordable wagon that gets an EPA-estimated 32 mpg in combined city and highway driving. The Outback comes standard with features like all-wheel drive, a rearview camera, and Bluetooth.
With its low price tag and excellent fuel economy, the Subaru Outback is one of the most affordable cars to insure in Colorado.
The Honda CR-V is a popular and affordable crossover SUV that gets an EPA-estimated 26 mpg in combined city and highway driving. The CR-V comes standard with features like Bluetooth, a rearview camera, and automatic climate control.
With its low starting price and fuel efficiency, the Honda CR-V is one of the most affordable cars to insure in Colorado.
The Mazda CX-5 is a fuel-efficient crossover SUV that gets an EPA-estimated 31 mpg in combined city and highway driving. The CX-5 comes standard with features like Bluetooth, a rearview camera, and automatic headlights.
The Mazda CX-5's low starting price and excellent fuel economy help keep insurance rates down.
The Jeep Wrangler JL Sport is a popular and affordable off-road SUV that gets an EPA-estimated 25 mpg in combined city and highway driving. The Wrangler comes with standard features like 4-wheel drive, skid plates, and fog lights.
Thanks to its low price tag and standard off-road features, the Jeep Wrangler JL Sport is one of the most affordable cars to insure in Colorado.
If you're looking for
affordable car insurance in Colorado, start by comparing quotes from multiple insurers. In addition to finding the best rates, you'll also want to ensure you're getting the coverage you need. Feel free to ask our insurance experts for help finding the right policy for you.
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