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5916 N Lisbon St, Aurora, CO 80019
(8:00am - 6pm MST, Monday - Friday)
BY: KEVIN VOLZ | INSURANCE AGENCY PRINCIPAL
In Colorado, the law requires you to file a police report if the accident resulted in injuries or fatalities or if there was more than $1,000 worth of damage to either vehicle or property. If you're not sure whether your accident meets these criteria, it's always best to err on the side of caution and file a report.
To file a police report, you will need to contact your local police station or the nearest Colorado State Patrol office. You will need to provide them with some basic information about the accident, including:
After you file the report, be sure to get a copy for your records. You will need this document if you decide to file an insurance claim or personal injury lawsuit.
You have 60 days from the date of the accident to file a report with the DMV. However, it's always best to file the report as soon as possible.
This will ensure that all the details of the accident are fresh in your mind, and it will also give the authorities a chance to investigate while the evidence is still fresh.
Keep in mind that if you wait too long to file a report, the other driver may try to claim that you were at fault for the accident. In some cases, insurance companies may also fail to process your claim if you don't file a report within a reasonable time frame.
To be safe, it's best to file a police report within 24 hours of the accident. This will give you plenty of time to gather all the necessary information and help preserve any evidence that may be important to your case.
Colorado is an at-fault state when it comes to car accidents. This means that the driver found to be at fault for an accident is responsible for the resulting damages.
Colorado law requires all drivers to carry liability insurance. This type of insurance will pay for the damages caused by an at-fault driver up to the policy limits.
Uninsured/underinsured motorist coverage is optional in Colorado, but purchasing this type of coverage is a good idea. Uninsured motorist coverage will pay for the damages caused by an uninsured driver, and underinsured motorist coverage will pay for the damages caused by a driver with insufficient insurance.
Colorado's statute of limitations for car accident lawsuits is three years from the date of the accident. This means you have three years to file a lawsuit against the other driver if you believe they were at fault for the accident.
The minimum liability limits for auto insurance in Colorado are:
These limits are the minimum required by law, but it's a good idea to purchase higher coverage limits. This will protect you in the event of a serious accident.
If the police come to the accident scene, they will usually file a report. If the police don't come to the scene, you can file a report yourself to the nearest police station.
Failure to file a police report is classified as a class 2 misdemeanor traffic offense in Colorado. The penalties for this offense include:
Filing a police report is the best way to ensure that all necessary information is collected after an accident. It's also the best way to protect yourself from false claims.
In Colorado, you are required to notify your insurance company of any accidents that occur, regardless of who is at fault. Your insurance company will then investigate the accident and determine who was responsible.
If you were at fault for the accident, your insurance company may raise your rates or cancel your policy. If the other driver was at fault, your insurance company would likely file a claim against their insurance policy.
If you are involved in a car accident, you may be entitled to recover damages for your injuries and property damage. The type of damages that may be available to you will depend on the facts of your case.
Some of the more common types of damages that are awarded in car accident cases include:
Damages aim to make the injured party whole again. This means that the goal is to put the injured party in the same position they would have been in if the accident had never occurred. While this is not always possible, being awarded damages can help ease the financial burden of being injured in a car accident.
Not all insurance companies are the same. Some insurance companies will do everything they can to help you after an accident, while others will do everything they can to avoid paying a claim.
It's important to research different insurance companies before you purchase a policy. You should also read your policy carefully to understand what is covered and what is not.
We are here for you if you need help getting a reliable car insurance policy that meets your needs. Our diverse panel of insurers means we can find the right policy for you at the right price.
Get in touch today to compare quotes from different auto insurance companies.
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